refs.c: verify_lock should set errno to something meaningful

refs.c: verify_lock should set errno to something meaningful

Making errno when returning from verify_lock() meaningful, which
should almost but not completely fix

 * a bug in "git fetch"'s s_update_ref, which trusts the result of an
   errno == ENOTDIR check to detect D/F conflicts

ENOTDIR makes sense as a sign that a file was in the way of a
directory we wanted to create.  Should "git fetch" also look for
ENOTEMPTY or EEXIST to catch cases where a directory was in the way
of a file to be created?

Signed-off-by: Ronnie Sahlberg <sahlberg@google.com>
Signed-off-by: Junio C Hamano <gitster@pobox.com>
Acked-by: Michael Haggerty <mhagger@alum.mit.edu>